Medicare is a federal health insurance program for people 65 years of age or older. It pays for much of your health care, but not all of it. Such additional costs could be, prescription drugs, deductibles, and coinsurance.
Did you know for 2015, under Medicare Part A, you are now responsible for a $1,260 per occurrence deductible on hospital admissions separated by 60 days, and under Medicare Part B, after your $147 deductible, you are responsible for roughly 20% of your remaining Medicare Part B medical expenses? The simple truth is a person with only Medicare Part A & B could face significant financial hardship with any serious or prolonged illness or medical event. This is why a Medicare Supplement, or MEDIGAP policy, is an extremely important piece to your healthcare coverage.
As an independent brokerage for over 15 years, we are dedicated to protecting you from out-of-pocket medical expenses with quality Medicare Supplement plans through top rated carriers that have been carefully researched and evaluated for financial stability, rate stability, and superior customer service. Medicare Supplements are a health insurance policy sold by private health insurance companies to fill the “gaps” in Medicare coverage.
The major advantages of a Medicare Supplement plan are as follows:
- Choose any doctor or hospital that accepts Medicare.
- Nationwide access to doctors and hospitals—the coverage travels with you anywhere in the US, and no referrals are needed to see a specialist.
- Coverage is guaranteed renewable for life.
- You can switch plans at any time as long as you can be medically underwritten.
Lower Your Current Medicare Premiums
Remember, all plans are standardized from carrier to carrier. Even if you currently have a Medicare supplement plan, please call us today to explore other options that could significantly lower the Medicare premiums you now pay. There is no risk or obligation.
For more information or to get a quote, fill out our online Medicare Quote Form, or speak with a licensed professional today at 303-466-5500 or 800-646-1246.